Insurance costs need to be considered when hiring a campervan or motorhome. Standard excess can be AU $7500 for the newer vehicles, which requires a swipe of your credit card prior to travel – and available funds. You can lower your excess by paying a higher daily rate.
The additional rates vary depending on the amount of excess you choose. This can be part of an ‘inclusive package’ which also provides additional items like the one way hire fee, camping table and chairs, or simply $0 insurance excess.
For a basic example the campervan may cost AU $60 per day with AU $7500 excess but the same vehicle would cost
- $85 per day with a $2,500 insurance excess
- $102 per day with a $0 insurance excess
- $120 per day for the inclusive package, with $0 insurance excess
The amount of funds available on your credit card, length of hire and your peace of mind are all factors to consider in determining the amount of excess that is appropriate for you. This rate is capped after a certain number of days, so the cost does not become outrageous for long hires.